Vintage photo of firetrucksFirefighters Credit Co-operative was formed from the idea of the welfare officer from within the Metropolitan Fire Brigade (Mr Fred Tyson) being concerned with the welfare of firefighters and their families facing financial hardships in 1974.

After a series of meetings held in early 1975 in the old Eastern Hill fire station flats, a steering committee was formed and the Co-op was finally incorporated in February 1976. Formerly known as the UFU Credit Co-operative it was run on a volunteer basis with assistance from United Firefighters Union.

Firefighters Credit Co-operative Staff

General Manager
Michael Enticott

Operations Manager
Rhonda Kirby

Field Officer/Finance Broker

David Whyte

Senior Loans Officer
Mark Goodwin

Member Service Officer
Liz Vella

Member Service Officer
Marian Elliott

Member Service Officer
Rhonnda Sayers


Firefighters Credit Co-operative Directors

Directors must be members of the Credit Co-operative and must be elected by members at the AGM each year. Directors are responsible for the governance and overall management of the Credit Co-operative and must have the best interests of members at heart.

Gary S Bester

Director, appointed January 2005.
Previous Director and former Chairman of IMG Credit Co-operative Ltd.
Ex-officio of all Board Committees

Robyn Allen - FNIA
Deputy Chairman

Director, appointed April 2007
Retired Registered Tax Agent 
Fellow of the National Institute of Accountants
Accountant & Fellow of Institute of Public Accountants
Member of Australian Institute of Company Directors
Chairman of the Audit Committee, member of the Finance Committee and Marketing Committee.

Allan Roberts
Director, appointed July 2006
Former MFB employee specialising in Driver Training Dangerous Goods.
A National Workplace assessor
Member Australian Mutuals Institute
Member of Australian Institute of Company Directors
Chairman of the Finance Committee, member of the Audit Committee, Marketing Committee and HR & Building Committee.

Bryan Robertson - AFSM
Director, appointed November 2002.
Retired Firefighter MFB and Vice President of Fire Services Museum
Chairman of the Marketing Committee, member of the HR & Building Committee

Trevor Hall
Director, appointed January 2005.
Retired BOC employee, Director and former Chairman of IMG Credit Co-operative Ltd
Chairman of the HR & Building Committee, member Finance Committee

Peter Flavelle - CPA
Director, appointed November 2012. 
Former Executive Manager Financial Accounting MFB
Member of the Finance and Audit Committees

James Dullard
Director Appoionted 2016
CFA Operations Manager Training Delivery

Patricia Pereira - BBus
Associate Director, appointed November 2012
Fire Services Communications Controller MFB
Bachelor of Business
Memebr of the Audit Committee

Aust. Government Guaranteed Deposits

On the 10th September, 2011 the Federal Government made alterations to the Government Guarantee Scheme.

The Financial Claims Scheme (FCS) protects depositors through the provision of a guarantee on deposits (up to the cap) held in authorised deposit-taking institutions (ADI's) incorporated in Australia and allows quick access to their deposits if an ADI becomes insolvent.

The key responsibilities of the Board include:

Strategy and Policy

  • Approving the strategic direction of the Credit Co-operative.
  • Monitoring the implementation of current strategic initiatives to ensure they are on schedule, on budget and producing effective results.
  • Ensuring all major business risks are identified and appropriate policies are in place to effectively manage those risks.
  • Approving major decisions, and, where appropriate, making recommendations to members via general meetings.
  • Delegating appropriate authority to the Chief Executive Officer.
  • Overseeing the establishment and maintenance of reporting systems and internal controls.
  • Establishing appropriate communication structures with stakeholders.
  • Ensuring an effective committee structure is in place to support the Board in its decision making process.
  • Reviewing Board processes and effectiveness, including succession planning for the Board and key executives.

Related information

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